Tag: tips

Know What You Want To Pay

I start negotiating when I buy something and don’t like the asking price. Research the cost of the item you are trying to purchase before shopping for it. If you can buy the same thing at another store, ask the store if they can bet the other store’s price. Generally, they can beat their fee by 5 to 10 percent. Go online and research what the item you wish to have is selling for. I would instead buy local if I could then buy online. You do not have anyone local to repair an item you buy online. Customer service means a great deal to me.

Negotiate With The Owner Of The Business

Starting a negotiation with the business owner rather than with one of his employees is much easier. I have negotiated deals on furniture, appliances, carpet, cars, outdoor equipment, etc. The money you save can be used to buy groceries, clothes, books, and much more for your family. I have held $75.00 on a new stove, $150.00 on a new recliner, and $50.00 on a chainsaw. They will negotiate a better deal with you if you are a repeat customer.

When You Sell Something, Leave Yourself Some Wiggle Room

Some people will try to buy something for nothing. I like people that negotiate within reason. I once owned a store, and a man came in and offered me $20.00 for a $200.00 couch. He became mad when I told him I could not sell it to him for that figure. He told me he would tell all his friends not to come to my store. I told him, please do it. I do not want that type of customer in my store anyway. Start your price higher so you can come down in price. Most people will never ask for more than 15% off your asking price.

Do Not Be Pressured Into Buying Something

Some salesmen will tell you that you must buy the item they have today or tomorrow it will be much higher in price. I have said that ten people are interested in what I am looking at and that it will most likely be gone tomorrow. I buy things on my terms, not their terms.

Be Patient And Tell Yourself You Do Not Have To Buy The Item of Your Dreams Today

If you see something in a store that you want to buy and cannot afford it, wait at least a month, and they will lower the price if they can. If a store sells the item of your dreams, you will find another one eventually, unless it is a scarce item you should buy if you can agree on the selling price. I waited for one thing for 20 years and finally purchased it. I did not mind waiting for it as it made it more precious.

Tags sealing the deal, tips

Instant Gratification

I Want It Now Attitude

My parents started with used appliances and furniture. They only purchased what they could afford. Many people today want everything brand new and go into debt to buy what they want when they want it, even though they know they cannot afford it. No one needs the latest TV set or the new smartphone that just came on the market. Please wait for the price to come down or buy a gently used one; when you buy something on time, depending on the loan length, you pay twice the original amount. Save up for the future and forget the I want it now attitude, as you will be glad you did down the road.

Starting In Life

Never go into debt as a college student to buy a car, TV, or a new laptop computer. Ensure you get your college loan paid off before purchasing anything else. Buy used furniture and items for your dorm room. Live within your means. You do not have to follow suit if your college friend has a fancy car; let him have his car and be happy you do not have his debt. No one should start life with much debt, as you may pay it off for the next ten years or more. You must have a job that you can count on and pays well. Instant gratification can be an instant failure. A bad credit rating will follow you for years, and when you need a loan, you will not be able to get one.

Buying A Home

Start buying an older home in good shape, so you will get it paid off quickly. Older homes have a lot of character and charm. An older home will most likely have beautiful oak floors and built-ins that newer homes do not have. If you keep the house in good repair, you should be able to double your money on it down the road. When you have saved up money over the years, you can buy your dream home and get it paid off without a massive debt hanging over your head.

You Do Not Need A New Expensive Sports Car

Start buying a used car that your mechanic has looked over and found mechanically sound. Your used car will get you from point A to point B the same as a new car would. Buy another used car after your first one stops performing mechanically. I would never go into debt to buy a new vehicle unless financially ready. You need to have a steady income to purchase and maintain a car. Enjoy the ride if you still need speed and can pay cash for your sports car.

I Hope You Have No Debt Sucking The Life Out Of You

Instant gratification can lead to instant failure in a heartbeat. Live within your means and enjoy the fruits of your labor without worrying about unpaid debts. Never try to keep up with your neighbor or someone else. Never show off, as that grows very annoying quickly. Live responsibly and sensibly. Remember to tithe at church and help the needy and the poor.

Tags Inspirations with Laura, tips

Women Be A Smart Savvy Consumer

Post author By Laura Weers
Post date April 5, 2021
2 Comments on Women Be A Smart Savvy Consumer

Before You Buy A large Ticket Item

Know the selling price of several items you are trying to purchase. By comparison shopping, you will not overpay for a thing. When replacing the roof on your home, get at least three estimates and ask some of the people in your neighborhood that have a similar top to yours what they paid for their roof. I have had some roofers ask me three times as much as what men had to pay to replace their roofs. Do not let handypersons take you to the cleaners just because you are a woman, Show handypersons that you are intelligent and well-informed about the price you should pay for the job.

Car Prices

I was dealing with a vehicle they had just quoted the price to a man. I asked them what they wanted for the car, and they told me a figure of $6000.00 more than the man. I spoke to the manager and told him about it. He was bold enough to tell me that women generally pay more than men for the same car. I told him I would never darken his doorstep again. Do not let any dealer make you sign paperwork to look at the vehicle for sale. I told the dealer I would never sign anything unless I looked a the car and we agreed on a price first. He was persistent, but so was I. I said I would look at it first or walk out the door. He finally said I could look at the car. I looked at it, but I wouldn’t say I liked it at all. I looked at a car the other day, and he said they could not sell it until it had 4000 miles on it because it was a demo car. I asked what the price would b,e, and he said the same as the window sticker price. Most dealers would get a kickback from the company and pass the cost on to you. I guess he figured I was an uninformed woman. He will not be selling that car anytime soon.

Repair Work Cost

Before you rewire your home, get a new furnace, appliances, car repair, and more, check the prices of these repairs for your area. Get estimates and suspend how the companies are rated online, or ask them if you can talk to several of their customers to see how satisfied they are with them. Never hire anyone without a signed contract, or you will be in for a rude awakening as they can charge you whatever they want to now.

What They Think They Can Get By With

I had to sell something, and I had no say in it as I had to sell it. I asked the men in my neighborhood what they were getting in pay for the same item, and To my surprise, they were getting $1500.00 more than what I was offered. When I complained, they said they would take me to court if I did not take their price. I said I would sell it if they paid me what the men in my neighborhood paid me. I stood my ground and got the same price as the men in my area. Women, be informed and stand your ground.

Tags an informed buyer, tips